It’s generally not a good idea to give your claim document to a roofer right after they finish inspecting your roof. They should create an estimate for the repairs themselves before asking for your claim document. However, it is okay to show them the claim document if they have already created an estimate and you are going over it together.
In the following situations, it is okay to give your roofing contractor your insurance claim document:
- You have already decided to hire the roofer and signed a contract with them.
- You want the roofer to handle invoicing the insurance company for the project.
- The roofer needs the information in the claim document to file a supplement, which is a request for an increase in the claim amount.
In conclusion, you should not give your claim document to a roofer right after they inspect your roof. It is okay to give it to them if they have already created an estimate and you are going over it together, or if you have decided to hire them and want them to handle invoicing the insurance company.