As a horse owner, you know your horse is more than just a pet, it’s a beloved member of your family and a significant investment. Whether you use your horse for competition, leisure, or transportation, you want to protect it. One of the most critical aspects of protecting your horse is having the right insurance. And when it comes to transporting your horse, you need specialized insurance to cover your horsebox. This is where NFU horsebox insurance comes in. In this article, we’ll examine what this insurance policy covers and why it’s essential for horse owners.
What is NFU Horsebox Insurance?
NFU Mutual is a UK-based insurance company that offers a range of insurance products, including horsebox insurance. Their policies provide the following:
- Comprehensive coverage for horsebox owners.
- Protecting them against theft.
- Accidental damage.
- Third-party liability.
NFU Mutual covers a variety of demands and budgets. Their policies typically cover accidental damage, fire, theft, and third-party liability. They also offer optional extras such as breakdown cover, personal accident cover, and legal expenses cover.
Benefits of NFU Horsebox Insurance
Here are some of the main benefits of NFU horsebox insurance:
- Specialist cover – NFU provides specialist insurance for horseboxes and trailers. Their policies are designed specifically with the needs of horse owners in mind.
- Agreed value cover – NFU offers agreed value cover for your horsebox, meaning they will pay the amount you specify as the value of your horsebox in the event of a total loss. This avoids any disagreement over the value.
- New vehicle replacement – If your horsebox is less than a year old and is written off, NFU will replace it with a new vehicle of the same make and model.
- Veterinary expense cover – NFU policies include cover for veterinary fees if your horse is injured while being transported in your horsebox, up to the limit you select.
- Trailer cover – NFU can insure your horse trailer as well as your horsebox on the same policy.
- European cover – NFU policies include cover for using your horsebox in Europe for up to 90 days per year.
- Personal accident cover – You can add personal accident cover for injuries sustained while loading or unloading your horsebox.
- Breakdown recovery – NFU policies include cover for breakdown recovery and vehicle repatriation within the UK.
- Legal expenses cover – NFU policies provide legal expenses cover up to £100,000 to pursue claims for damages caused by your horsebox.
- Multi-vehicle discount – NFU offers a multi-vehicle discount if you insure both your horsebox and your car with them.
nfu horsebox insurance contact number
The best way to contact NFU Insurance is to call the customer service department on 0800 6 471 475. You can also contact them via email at firstname.lastname@example.org or visit their website at https://www.nfuhorselinesurance.co.uk for more information about the types of insurance they offer and FAQs regarding horsebox insurance. Alternatively, you can write to NFU Horsebox Insurance at the following address: NFU Mutual, Tiddington Road, Stratford-upon-Avon, CV37 7BJ, United Kingdom.
what does a nfu horsebox insurance cover
1. Accidental Damage: NFU Horsebox Insurance covers your horsebox against collisions, crashes, and other unanticipated incidents.
2. Fire and Theft: The policy protects your horsebox from fire and theft.
3. Personal Accident: Your Horsebox policy covers medical expenses and lost income if you or your passengers are hurt.
4. Public Liability: The policy covers third-party claims for horsebox-related injuries or damage.
5. Breakdown Assistance: The policy covers towing and roadside repairs if your horsebox breaks down on the road.
6. Windscreen Cover: The policy protects your horsebox’s windscreen and windows.
7. Legal Expenses: The policy covers legal fees and court costs for horsebox-related lawsuits.
Horsebox insurance pros and cons
- Covers horsebox accidents and damage.
- Covers horsebox accident veterinary costs.
- It gives confidence when transporting precious horses.
- May offer legal or roadside support.
- Horsebox insurance is costly.
- Horsebox maintenance may be strict.
- Limited coverage may only fulfil some needs and preferences.
- Claim papers may be needed.
Here are the best horsebox insurance companies in the UK.
UK horsebox insurance NFU Mutual is popular. Their coverage and service are excellent. Breakdown, legal, and personal accident cover are optional, and their plans are customized for your horsebox, assuring proper coverage.
UK horsebox insurance from Petplan Equine is also good. They supply horsebox and horse insurance. Third-party liability, unintentional damage, fire, and theft policies are available. Their 24-hour claims service makes filing claims easier.
UK horsebox insurance specialist Horsebox Insurance. They have policies for all budgets, and their policies are customizable. They offer legal expenses and breakdown cover.
SEIB Insurance Brokers
SEIB Insurance Brokers is another UK horsebox insurer. They supply horsebox and horse insurance. Third-party liability, unintentional damage, fire, and theft policies are available, and their 24-hour claims service makes filing claims easier.
UK equestrian insurance specialist Shearwater Insurance. They supply horsebox and horse insurance, and third-party liability, unintentional damage, fire, and theft policies are available. Their 24-hour claims service makes filing claims easier.
NFU horsebox insurance provides comprehensive and trustworthy coverage for horsebox owners. With numerous coverage options, excellent customer service, and a reputable insurance company, you can rest easy knowing your horsebox and passengers are covered.