Home insurance is a valuable resource that provides homeowners with peace of mind in the event of unexpected damage or loss. From fire and theft to natural disasters and vandalism, home insurance can protect your home and belongings from various risks. One area that homeowners may wonder about regarding their home insurance coverage is their garage door springs. Garage door springs balance the door and make it easier to open and close. However, garage door springs can also be a source of potential damage or injury if they fail or break. So, does home insurance cover garage door springs? To find out, let’s examine the data.
Does home insurance is going to cover my garage door springs?
Usually, insurance for your home doesn’t cover garage door springs because they are seen as something you need to take care of regularly, like changing the oil in a car. Insurance is more for unexpected things like a tree falling on your house, not everyday wear and tear.
But, if something like a break-in, a storm, a fire, or some natural disaster damages your garage door, then your insurance might help cover the cost. It’s a good idea to talk to your insurance company to know exactly what they can help with and what they can’t. They’re the experts on your specific policy!
Does the home warranty cover garage door springs?
Garage door springs are generally not covered by most home warranty plans. While some home warranties may cover certain garage door system components, such as the garage door opener or other parts, the garage door springs are typically excluded.
Do your home warranty cover garage door springs? It’s a question many homeowners have, and the answer is that it depends. Generally, home warranties cover some garage door system components, but not all of them. This includes the door and its operating mechanism, not necessarily the springs.
How much does it cost to replace garage door springs?
The cost to replace garage door springs depends on various factors such as the type, number of springs, door size and weight-bearing capacity, and condition. According to the web search results, the average cost to replace garage door springs ranges from $120 to $350. Torsion spring replacement costs about $140 to $350, while an extension spring replacement runs between $120 and $200. The spring parts alone cost $20 to $70 each. Prices vary depending on the size and weight-bearing capacity of the spring(s), type of garage door, and condition. It is recommended to replace both springs even if only one is broken. In addition, before hiring a garage door repair technician, it is important to get multiple estimates, read reviews, and ask about additional charges and warranties on labour.
How to prevent garage door springs damage to prevent insurance claim?
Garage door springs are an essential part of your garage door’s operation. They shatter, making the door unstable, hard to open, or impossible. Here are some tips to prevent garage door spring damage:
Lubricate regularly:
Proper lubrication can extend the life of your garage door springs. Lubricate them with a silicone-based spray or white lithium grease every three to six months to prevent rusting and keep them running smoothly.
Inspect regularly:
Regular inspections can help you spot signs of wear and tear before they become bigger problems. Inspect your garage door’s springs, hinges, and other moving parts at least once a month. Check for corrosion, wear, and any other indicators of deterioration.
Use the right size springs:
Using the wrong size springs can stress your garage door opener unnecessarily and cause damage. Make sure to use the correct size springs for your garage door.
Hire a professional:
Hiring a professional to inspect and maintain your garage door springs is best. They know how to recognize issues and fix them.